ROBO-SIGNERS

TAKEYOURHOMEBACK.COM LIST OF ROBO-SIGNERS
http://www.youtube.com/watch?v=-SAxxaqPR7o
**What is a robo-signer**?
Robo-signing refers to a variety of practices. It can mean a qualified executive in the mortgage industry signs a mortgage affidavit document without verifying the information. It can mean someone forges an executive's signature, or a lower-level employee signs his or her own name with a fake title. It can mean failing to comply with notary procedures. In all of these cases, robo-signing involves people signing documents and swearing to their accuracy without verifying any of the information. Robo-signers are also mortgage lending company employees who prepared and signed off on foreclosures without reviewing them, as the law requires. Jeffrey Stephan, the GMAC employee who was the first identified as a robo-signer, has acknowledged in sworn deposition that he prepared 400 such foreclosures a day. Furthermore, Ameriquest loan had been assigned to it "effective of" August 2005. The documentwas dated July 7, 2010, three years after Ameriquest had ceased to exist and was signed by Stephan, who was identified as a "Limited Signing Officer" for Ameriquest Mortgage Company
Linda Green - FEATURED ON 60 MINUTES http://www.cbsnews.com/video/watch/?id=7361572n&tag=contentMain;contentAux was an employee of Lender Processing Services in Alpharetta, GA. Green signed several hundred thousand Mortgage Assignments. There are many distinctly different versions of the Linda Green signature. So far, John O’Brien, Registrar in the Registry of Deeds for just part of Essex County has found 22 DIFFERENT versions of Linda Green signatures on paperwork from 33 DIFFERENT banks and mortgage companies. "My office is a crime scene," says John O'Brien If one of those phony signatures is on your mortgage paperwork – it puts the ownership of your house in question. Green frequently signed Assignments to trusts several years after the closing dates of the trust. Green also signed as an officer of companies that had filed for bankruptcy or were no longer in existence. The discovery of robo-signers could simply be the tip of the iceberg. If so, more revelations could only increase the pressure on large banks. Their potential exposure to losses could skyrocket into the hundreds of billions in liability and fines from the regulatory agencies and law enforcement. So far, no individuals, lenders or paperwork processors have been charged with a crime over the robo-signed signatures found on documents last year. Critics such as April Charney, a Florida homeowner and defense lawyer, called the settlement a farce because no real punishment was meted out, making it easy for lenders and mortgage processors to continue the practice of robo-signing. "Robo-signing is not even close to over," says Curtis Hertel, the recorder of deeds in Ingham County, Mich., which includes Lansing. "It's still an epidemic."
Signers come and signers go, but the practices of banks and their servicers remain the same.
In Guilford County, N.C., the office that records deeds says it received 456 documents with suspect signatures from Oct. 1, 2010, through June 30. The documents, mortgage assignments and certificates of satisfaction, transfer loans from one bank to another or certify a loan has been paid off. Suspect signatures on the paperwork include 290 signed by Bryan Bly and 155 by Crystal Moore. In the mortgage investigations last fall, both admitted signing their names to mortgage documents without having read them. Neither was charged with a crime. It is a federal crime to sign someone else's name to a legal document. It is also illegal to sign your name to an affidavit if you have not verified the information you're swearing to. Both are punishable by prison.
What’s the significance?
The signature of a qualified bank or mortgage official on these legal documents is supposed to guarantee that this information is accurate. The paper trail ensures a legal chain of title on a property and has been the backbone of U.S. property ownership for more than 300 years. The "robo-signing of affidavits and Assignments of Mortgage and all other mortgage foreclosure documents served to cover up the fact that loan servicers cannot demonstrate the facts required to conduct a lawful foreclosure. If it turns out that robo-signers did indeed sign off on loans without review, they committed fraud by claiming knowledge of a financial matter of which they had no personal knowledge. It could also mean that some people are wrongly being evicted from their houses.
From underwriting fraudulent mortgages; to shuffling it through the mortgage securitizationchain without following proper legal procedures like the simple act of passing along paperwork; to concealing or doctoring basic facts when securitizing the mortgages and selling them to investors, large lenders and their partners on Wall Streetcould face hundreds of billions of dollars in losses by being forced to buy back faulty mortgages, some of which have already defaulted, from misled investors.
Investors bought mortgage-linked securitieswith the promise that the underlying mortgages conformed to basic underwriting standards, and that proper procedures were followed in the chain of securitization and a tax-exempt status. Steep losses on those investments and the discovery of potentially fraudulent activity are pushing investors to force banks to buy them back.
With all of the press robo-signing has gotten, it is a bit surprising that everyone is having such a hard time concluding whether these practices effect non-judicial foreclosures.The topic has not gotten the treatment it deserves, I will try to help. The following are by no means a complete list, but are the most clear LEGAL reasons (setting aside pure moral questions and the U.S. Constitution) that the Robo-Signer Controversy will entitle hundreds of thousands of homeowners wrongfully foreclosed and evicted to sue in non-judicial foreclosure states.
Briefly, Robo Signers are illegal because fraud cannot be the basis of clear title, trustee's deedsfollowing Robo Signed sales are void as a matter of law, notarization is a recording requirement for many of the documents, which we also know was often botched, and most importantly because robo signed falsifications ARE meant for use in court, including unlawful detainers and bankruptcy matters.Clear Title May Not Derive From A Fraud (including a bona fide purchaser for value).In the case of a fraudulent transaction the law is well settled.
Numerous authorities have established the rule that an instrument wholly void, such as an undelivered deed, a forged instrument, or a deed in blank, cannot be made the foundation of a good title, even under the equitable doctrine of bona fide purchase. Consequently, the fact that purchaser acted in good faith in dealing with persons who apparently held legal title, is not in itself sufficient basis for relief.It is the general rule that courts have power to vacate a foreclosure sale where there has been fraud in the procurement of the foreclosure decree or where the sale has been improperly, unfairly or unlawfully conducted, or is tainted by fraud, or where there has been such a mistake that to allow it to stand would be inequitable to purchaser and parties.Hence, if forged Robo Signed signatures are used to obtain the foreclosure, it CERTAINLY makes a difference in non-judicial foreclosure states as well as judicial states.Any apparent sale based on Robo Signed documents is void - without any legal effect - like Monopoly Money.In turn, the law requires that the beneficiary execute and notarize and record a substitution for a valid substitution of trustee to take effect. Thus, if the Assignment of Deed of Trust/ MortgageIs robo-signed, the sale is void. If the substitution of trustee is robo-signed, the sale is void. If the Notice of Default is Robo-Signed, the sale is void. Robo-signing is illegal in all 50 states, hence all 50 Attorney General’s became involved in this scheme.These documents are not recordable without good notarization. The reason these documents are notarized in the first place is because otherwise they will not be accepted by the County recorder. Moreover, a notary who helps commit real estate fraud is liable.Once the document is recorded, however, it is entitled to a "presumption of validity", which is what spurned the falsification trend in the first place. Therefore, the notarization of a false signature not only constitutes fraud, but is every bit intended as part of a larger conspiracy to commit fraud on the court.The documents are intended for court proceedings. A necessary purpose for these documents, AFTER the non judicial foreclosure, is the eviction of the rightful owners afterward. While the foreclosures are non-judicial, evictions afterwards still are conducted in court, although the process moves quickly and is mostly a "rubber stamping" by skeptical judges. However, as demonstrated below, once these documents make it into court, the bank officers and lawyers become guilty of FELONIES:The Doctrine of Unclean Handsprovides: plaintiff's misconduct in the matter before the court makes his hands "unclean" and he may not hold with them the pristine remedy of injunctive relief. The unclean hands rule requires that the Plaintiff not cheat, and behave fairly. The plaintiff must come into court with clean hands, and keep them clean, or he or she will be denied relief, regardless of the merits of the claim. Whether the doctrine applies is a question of fact.Robo Signed Documents Are Intended for Use in Bankruptcy Court Matters. One majorly overlooked facet is the extremely active bankruptcy court proceedings, where, just as in judicial foreclosure states, the banks must prove "standing" to proceed with a foreclosure. If they are not signed by persons with the requisite knowledge, affidavits submitted in bankruptcy court proceedings such as objections to a plan and Relief from Stays are perjured. The documents in support are often falsified evidence.
Conclusion:Verified eviction complaints, perjured motions for summary judgment, and all other eviction paperwork after robo signed non judicial foreclosures are illegal and void. The paperwork itself is void. The sale is void. But the only way to clean up the hundreds of thousands of effected titles is through litigation, because even now the banks will simply not do the right thing. And that's why robo signers count in non-judicial foreclosure states. Victims of robosigners in may seek declaratory relief and damages, an injunction and attorney’s fees for Unfair Business practices, as well as claims for slander of title; abuse of process, civil theft, and variety of other civil remedies.
Final words: the “Robo” actions are just the tip of the iceberg but the “Robo” actions allowed part of the iceberg to be seen.
For the complete Congressional Written Report go to : www.foreclosureself-defense.com/downloads/Congressional_Foreclosure_Report.pdf
AFFIDAVIT IN ADMISSION OF FALSE DOCUMENTS FILED BY FLORIDA DEFAULT LAW GROUP: www.frauddigest.com/indictments/37452927-FDLG-Admits-to-Violation-of-Professional-Conduct-Code-Jeffrey-Stephan-Affidavits.pdf

**TOP INDICATORS/SIGNS YOU PROBABLYHAVE A FALSE DOCUMENTS AND A VICTIM OF FORECLOSURE FRAUD**

  1. Any document signed by an officer of **MERS**. MERS states at **www.mersinc.org**that: Employees of the servicer will be certifying officers of MERS. This means they are authorized to sign any necessary documents as an officer of MERS. The certifying officer is granted this power by a corporate resolution from MERS. In other words, the same individual that signs the documents for the servicer will continue to sign the documents, but now as an officer of **MERS**. MERS Consent to Cease and Desist Order by the Comptroller of the Currency (OCC) **http://www.scribd.com/doc/52972728/MERS-AND-MERSCORP-AGREE-TO-A-CEASE-AND-DESIST-ORDER-OCC-INVOLVED-4-13-2011**

(SEE **http://takeyourhomeback.com/?p=405** )
  1. The signor of the document states that they are acting “solely as nominee” for some other party.
  2. The document was notarized in Dakota County, Minnesota
  3. The document was notarized in Hinnepin County, Minnesota
  4. The document was notarized in Duval County, Florida
  5. The document was notarized in Palm Beach County, Florida
  6. The document was notarized in Pinellas CountyFlorida
  7. The document was notarized in San DiegoCounty, CA
  8. The document was notarized in Fulton County, GA
  9. The document was notarized in Polk County, IA
  10. The document was notarized in Travis County, Texas
  11. The document was notarized in Harris County, Texas
  12. The document was notarized in Salt Lake County, Utah
  13. The document was notarized in Ventura County, CA
  14. The document was execute the same day it was filed with the Court
  15. The party who signed the document executed it as “an authorized agent” for the servicer or the Plaintiff.
  16. The party who signed the document executed it as “an attorney in fact” for the servicer or the Plaintiff.
  17. The name of the signing party is stamped on the documents in block letters.
  18. The name of the servicer or Plaintiff is stamped on the document in block letters.
  19. The document appears to be a standard form with “fill-in-the-blanks” for the names of the signors and entities.
  20. The paragraph numbers are not consistent (for example the first page may end with paragraph 7 and the second page may start with paragraph 10)
  21. The party who signed the document and the notary are the same person.
  22. You cannot read the signature of the signor and the name is not printed out on the document. (some people refer to these a “squiggle marks”) The bottom line is you cannot decipher any name or word on the document.
  23. The signature on the document consists of one loop in the shape of an “S” or something that looks like an “8”.
  24. The date of the signature and the date of the notarization are not the same.
  25. The same “officer” or Vice President” of a mortgage company or lender is also the “Vice President” or “officer” of many other entities or lendersin the chain of assignments or endorsements.
  26. The same “officer” or “ Vice President” of a lender signing the documents is located in various cities throughout the United States.
  27. The document includes numerous pre-stamped names and signatures.
  28. The document includes a second page or last page notarization that does not conform in type font, style, format, texture, age, from the primary pages of the document.
  29. Backdating effective dates on assignments.
  30. Signatures of officers are dated years after an entity has been out of business, merged with another company or filed for bankruptcy.
  31. The party who signed the document executed it as a representative of the servicer.
  32. The notary failed to attach a notarial seal.
  33. The notary failed to sign the notarization.
  34. The name of the party appearing before the notary is blank.
  35. The name of the party appearing before the notary is block stamped.
  36. The endorsement is not at the foot of the note, but on a separate page or allonge to the note. (if there is room at the foot of the note, the endorsement must appear there. An allonge may only be used if there is insufficient room at the foot of the note for the endorsement)
  37. The document purports to assign the mortgage or the deed of trust from the originator directly to the trust.
  38. The document that purports to assign the mortgage of deed of trust to the Trust is dated BEFORE the Trust was registered with the SEC.
  39. The document that purports to assign the mortgage of deed of trust to the Trust was signed AFTER the cut-off date for the transfer of all such to the Trust pursuant to the Pooling and Servicing Agreement.
  40. The origination date on the mortgage note is not within the origination and cut-off dates provided for by the terms of the Pooling and Servicing Agreement.
  41. The mortgage note is assigned rather than endorsed from Party “A” to Party “B” or from any party to another party or entity.
  42. The mortgage note is endorsed from the originator to the securitized Trust.
  43. The mortgage note is endorsed from the originator to the current mortgage servicer.
  44. The mortgage note is endorsed from the originator to the depositor for the securitized trust.
  45. The affidavit is a “Lost Note Affidavit” filed by the mortgage servicer.
  46. The affidavit is a “Lost Note Affidavit” filed by the Trustee for the securitized Trust and claims they never received the original Note. ( You can only file a lost note affidavit under the UCC if you possessed the Note before it was lost)
  47. The assignment of mortgage or deed of trust was filed or signed after the filing of the bankruptcy case.
  48. The assignment of mortgage or deed of trust was filed or signed after the foreclosure proceeding began/was filed.
  49. The assignment of mortgage or deed of trust was filed or signed after the filing of the Motion for Relief from Stay in Bankruptcy Court.
  50. The affidavit was signed by an employee MR Default Servicers or has the MR Default Servicers information on the document as an identification number.
  51. The affidavit was signed by an employee Promiss Solutions or has the Promiss Solutions information on the document as an identification number.
  52. The affidavit was signed by an employee NDEx Technologies, LLC or has the NDEx information on the document as an identification number.
  53. The affidavit was signed by the same attorney that signed the foreclosure complaint.
  54. The affidavit was filed by an employee of the attorney that filed the foreclosure complaint.
  55. The documents are clearly two photocopies of the same document with different information filled in regarding the names of the assignor and assignee.
  56. The Note is stamped with the following: “Certified True Copy”.
  57. The signature of the Vice President states that they are a Vice President of Lehman Brother Holding Company, but the printed or stamped name on the document is Lehman Brothers Bank, FSB.
  58. The document is signed by a “Bank Officer” without any designation of the office/position held.
  59. The affidavit is signed by the “designated agent” of any entity or party.
  60. The affidavit includes one or more bar codes. ( Similar to the bar codes you see on items at the grocery store, etc.)
  61. Any document signed by an individual who states that they are the “legal coordinator” for any entity involved in the lawsuit or chain of custody.
  62. The return address on the Assignment or affidavit is to a third party provider, such as Financial Dimensions, Inc, FANDO or FNFS.
  63. The transferor and the transferee have the exact same physical address including the same street and/or P.O. box numbers.
  64. The document bears the image: “This is not a certified copy”
  65. The document refers to a Power of Attorney, but no such document is attached or filed and recorded.

AFFIDAVIT IN ADMISSION OF FALSE DOCUMENTS FILED BY FLORIDA DEFAULT LAW GROUP: www.frauddigest.com/indictments/37452927-FDLG-Admits-to-Violation-of-Professional-Conduct-Code-Jeffrey-Stephan-Affidavits.pdf
**FOR A COMPLETE LIST OF KNOWN ROBO SIGNERS SEE
http://takeyourhomeback.com/?p=428
AND
http://takeyourhomeback.com/?p=1141
FOR FINANCIAL REMEDIES TO ROBO SIGNING SEE
http://takeyourhomeback.com/?p=1059
**

Cheryl Samons- the person which may have been responsible for more Floridians losing their homes than any other person in the state – Ms. Samons was in fact the Office Manager of the Law Offices of David J. Stern and supervised the other Robo-Signers. see full deposition at **http://4closurefraud.org/2010/02/23/full-deposition-of-the-soon-to-be-infamous-cheryl-samons-re-deutsche-bank-national-trust-company-as-trustee-for-morgan-stanley-abs-capital-inc-plaintiff-vs-belourdes-pierre-50-2008-ca-028558-xx/**For different signatures see **http://www.whatsignature.com/files/Samons_Cheryl.GIF**, **http://www.whatsignature.com/files/Samons_Cheryl.1.pdf**, **http://www.frauddigest.com/indictments/BsIiyb-ShowPDF.aspx.pdf.pdf**, **http://www.frauddigest.com/indictments/NY4Csi-ShowPDF.aspx.pdf.pdf**, **http://www.frauddigest.com/indictments/Snowbound.pdf**,

Tammie Lou Kapusta – David J. Stern former employee- see Attorney General’s full deposition at **http://www.scribd.com/doc/38890568/Full-Deposition-of-Tammie-Lou-Kapusta-Law-Office-of-David-J-Stern**
Beth Cerni- employee of David J. Stern- see full deposition at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/WM1_FULL-DEPOSITION-OF-LAW-OFFICES-OF-DAVID-J.-STERN-BETH-CERNI.pdf**
Mary R. Cordova- employee at David J. Stern. See Attorney General’s full depo of Sept 23, 2010 at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/Copy-of-WM-FULL-DEPOSITION-TRANSCRIPT-OF-MARY-CARDOVA-OF-LAW-OFFICES-OF-DAVID-J.-STERN.pdf**
Kelly Scott- employee at David J. Stern, P.A. , legal assistant to Cheryl Samons. See Attorney General’s full deposition of October 4, 2010 at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/WM_FULL-DEPOSITION-TRANSCRIPT-OF-KELLY-SCOTT-OF-LAW-OFFICES-OF-DAVID-J.-STERN.pdf**
Shannon Smith- employee of David J. Stern, P.A. Illegally claimed she is a paralegal, lacks any credentials and not certified, false notarization. See full depo at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/FULL-DEPOSITION-OF-DAVID-J.-STERNS-SHANNON-SMITH.pdf**

Kathy Smith- Employee at Lender Processing Servicessee more info at **http://www.foreclosurehamlet.org/profiles/blogs/robosigners-michelle-halyard** , and signature and false credentials at **http://www.whatsignature.com/files/Smith_Kathy.2.pdf****http://www.whatsignature.com/files/Kaminski_Joseph.6.pdf** , **http://www.frauddigest.com/indictments/Corrective+Assignment%5b2%5d.pdf**, **http://www.frauddigest.com/indictments/Gx12P0-ShowPDF.aspx.pdf.pdf**, **http://www.frauddigest.com/indictments/Linda%20Green%20no%20authority%20to%20sign%20on%20behalf%20of%20MERS%20Sept%202009.pdf**, **http://www.frauddigest.com/indictments/Sanisidro%20Garcia%20Aff%20Lost%20Note%20by%20Kathy%20Smith.pdf**,
Joseph Kaminski- Employee at Lender Processing Services,see signature and false credentials at **http://www.whatsignature.com/files/Smith_Kathy.2.pdf** , **http://www.whatsignature.com/files/Kaminski_Joseph.pdf**, **http://www.whatsignature.com/files/Kaminski_Joseph.1.pdf**, **http://www.whatsignature.com/files/Kaminski_Joseph.2.pdf**, **http://www.whatsignature.com/files/Kaminski_Joseph.3.pdf**, **http://www.whatsignature.com/files/Kaminski_Joseph.6.pdf**, **http://www.frauddigest.com/indictments/Corrective+Assignment%5b2%5d.pdf**, **http://www.frauddigest.com/indictments/Gx12P0-ShowPDF.aspx.pdf.pdf**, **http://www.frauddigest.com/indictments/Linda%20Green%20no%20authority%20to%20sign%20on%20behalf%20of%20MERS%20Sept%202009.pdf**,
Michelle Hayard- see more info at **http://www.foreclosurehamlet.org/profiles/blogs/robosigners-michelle-halyard**
Caryn Graham- Attorney at Marshall C. Watson. See http://livinglies.wordpress.com/2010/03/29/caryn-a-graham-%E2%80%93-mers-assistant-secretary-bofa-countrywide-wells-fargo/, http://my.firedoglake.com/cindykouril/2010/04/19/the-story-of-the-law-firm-that-built-its-own-evidence-for-foreclosures/, http://www.foreclosurehamlet.org/profiles/blogs/caryn-graham-attorney-at-the, http://www.scribd.com/doc/34557527/Caryn-Graham-attorney-at-the-Law-Office-of-Marshall-Watson-signing-for-MERS, http://www.scribd.com/doc/34557449/Caryn-Graham-attorney-at-the-Law-Office-Of-Marshall-Watson-signing-for-MERS-on-assignment-of-mortgage, http://api.ning.com/files/6MrupP07zeOCtzJg1hjlQO0cgPH7AuDLhu4YlaW6JY3dPdA*I0L*wavvUccY*IDQ01m78tWzagio6ve-ulgmZgNmdvgNFF7I/Grahamv2.pdf, http://www.foreclosurehamlet.org/profiles/blogs/protecting-caryn-graham-and-oh,
Patricia Arango- employee of Marshall C. Watson, see- http://my.firedoglake.com/cindykouril/2010/04/19/the-story-of-the-law-firm-that-built-its-own-evidence-for-foreclosures/
Carla Tinoco- employee of Ocwen- false notary- http://livinglies.wordpress.com/2010/03/27/juan-pardo-mersocwen-cross-employment/
Rhonda Weston- see affidavit on Exhibit “B” at **http://stopforeclosurefraud.com/2010/10/24/ohio-woman-sues-bank-of-america-robo-signer-fannie-mae-ag-cordray/**
Dhurata Doko- employee of Nationwide Title Clearing--see video deposition at **http://stopforeclosurefraud.com/2010/11/07/video-deposition-of-nationwide-title-clearing-dhurata-doko/**
different signatures, see **http://www.whatsignature.com/files/Doko_Dhurata.pdf**. **http://www.whatsignature.com/files/Doko_Dhurata.3.pdf**, **http://www.whatsignature.com/files/Doko_Dhurata.4.pdf**, **http://www.whatsignature.com/files/Doko_Dhurata.5.pdf**,
Roderick Seda- **http://www.whatsignature.com/files/Seda_Roderick.pdf**, **http://www.whatsignature.com/files/Seda_Roderick_1.pdf**, **http://www.whatsignature.com/files/Seda_Roderick.2.pdf**, **http://www.whatsignature.com/files/Seda_Roderick.3.pdf**, **http://www.whatsignature.com/files/Seda_Roderick.4.pdf**, **http://www.whatsignature.com/files/Seda_Roderick.5.pdf**,
Erica Johnson-Seck a/k/a Erica A. Johnson-Seck – see full deposition at **http://4closurefraud.org/2009/11/15/full-deposition-of-the-infamous-erica-johnson-seck-re-indymac-federal-bank-fsb-plaintiff-vs-israel-a-machado-50-2008-ca-037322xxxx-mb/**IndyMac Bank (years after IndyMac Bank, F.S.B. ceased to exist, many of the signers will sign as officers of IndyMac Bank, F.S.B. (the entity that should have made the assignment to the trust years earlier)
Bryan Bly-employee at Nationwide Title Clearing. See video deposition at http://stopforeclosurefraud.com/2010/11/07/video-deposition-of-nationwide-title-clearing-bryan-bly/
Hollan M. Fintel- Attorney for Florida Default Group and Shapiro & Fishman, utilizing false credentials, robo-signing, and supervising robo-signing, See full deposition at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/WB1_FULL_DEPOSITION_-of_HOLLAN-FINTEL_-former-associate-attorney-of-Florida-Default-Law-Group.-Executed-assignment-of-mortgage-as-vice-president-of-Wells-Fargo-Bank-N.A..pdf**
Erin Cullaro- former attorney for Florida Default Group. Employee of Attorney General’s Office while notarizing and filing false affidavits for former employer during A.G. investigation. See **http://www.whatsignature.com/files/Cullaro_Erin.pdf**, **http://www.whatsignature.com/files/Cullaro_Erin.1.JPG**, **http://www.whatsignature.com/files/Cullaro_Erin.2.pdf**, **http://www.whatsignature.com/files/Cullaro_Erin.6.pdf**, **http://mattweidnerlaw.com/blog/2010/03/bombshell-substantiated-allegations-of-foreclosureaffidavit-fraud-that-implicates-the-florida-attorney-generals-office/**, **http://www2.tbo.com/content/2010/may/01/bz-state-ag-investigates-its-own/**, **http://www.zerohedge.com/article/florida-notary-fraud-erin-cullaro-%E2%80%93-scandalous-%E2%80%93-substantiated-allegations-foreclosure-fraud**,
See multiple signatures **http://4closurefraud.org/2010/10/21/bout-time-ags-office-reprimands-erin-cullaro-for-foreclosure-mill-work/**, **http://www.woodwardlaw.com/foreclosure-news/erincollinscullarocaughtlyingtothecourtagain**, **http://myfloridalegal.com/webfiles.nsf/WF/MRAY-7P5HJP/$file/AttorneyDebtServicesAVC.pdf**, **http://www.mediation-drz.com/FORECLOSURE_PROCESS.html**,
Tamara Savery- Wells Fargo/ASC employee. See full depo at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/WM_FULL-DEPOSITION-TRANSCRIPT-OF-WELLS-FARGO-TAMARA-SAVERY.pdf**
Angela Nolan- V.P. with Chase. See full depo at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/Deposition_of_Angela_Nolan.pdf**
Beth Cottrell- Employee of Lenders Processing Services, claims is an employee of Chase, robo-signer, signed false affidavits, never had personal knowledge of contents. See full depo of May 18, 2010 at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/BETH-COTTRELL-CHASE-HOME-FINANCE.pdf**
Jeffrey Stephan- One of the largest robo-signers in the country, approx. 400 per week. See depo at http://stopforeclosurefraud.com/wp-content/uploads/2010/09/Deposition_of_Jeffrey_Stephan.pdf, **http://www.whatsignature.com/files/Stephan_Jeffrey.BMP**,
Krystal Hall- robo signer, see full deposition at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/DEPOSITION_OF_KRYSTAL-HALL.pdf**
Stacy Spohn- Employee of Lenders Processing Services. See **http://4closurefraud.org/2010/09/29/can-it-be-true-fraud-digest-mortgage-fraud-jpmorgan-chase-barbara-hindman-et-al/#comments**
Crystal Moore- employee at Nationwide Title Clearing. See signatures at **http://www.whatsignature.com/files/Doko_Dhurata.3.pdf**, **http://www.whatsignature.com/files/Doko_Dhurata.4.pdf**, **http://www.whatsignature.com/files/Doko_Dhurata.5.pdf**, See video deposition at **http://stopforeclosurefraud.com/2010/11/07/sff-exclusive-video-deposition-of-nationwide-title-crystal-moore/**
Margaret Dalton- Employee of Lenders Processing Services. See **http://4closurefraud.org/2010/09/29/can-it-be-true-fraud-digest-mortgage-fraud-jpmorgan-chase-barbara-hindman-et-al/#comments**, **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**
Christina Allen- see **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**
Alfonzo Greene- see **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**
Laura Hescott- See **http://www.whatsignature.com/files/Hescott_Laura.pdf**, and **http://stopforeclosurefraud.com/2010/03/12/topako-love-laura-hescott-christina-allen-eric-tate-officers-of-way-way-too-many-banks-part-deux-the-twilight-zone/**
Bethany Hood- see **http://www.whatsignature.com/files/Hood_Bethany.GIF**, **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**
Barbara Hindman- Too many jobs at the same time **http://www.whatsignature.com/files/Hindman_Barbara.1.JPG**, **http://www.whatsignature.com/files/Hindman_Barbara.2.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.3.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.4.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.5.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.6.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.8.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.9.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.10.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.11.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.12.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.13.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.16.pdf**, **http://www.whatsignature.com/files/Hindman_Barbara.pdf**, **http://www.whatsignature.com/files/Thievin_Shelley.JPG**, **http://www.whatsignature.com/files/Thievin_Shelley.1.pdf**, **http://www.whatsignature.com/files/Seda_Roderick.pdf**, **http://www.whatsignature.com/files/Seda_Roderick_1.pdf****http://www.whatsignature.com/files/Seda_Roderick.3.pdf**, **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**,
http://www.frauddigest.com/indictments/YEHiDw-ShowPDF.aspx.pdf.pdf **http://www.frauddigest.com/indictments/AssignmentofMortgage.pdf.pdf**, **http://www.frauddigest.com/indictments/MTF5p2-ShowPDF.aspx.pdf.pdf**,
Shelley Thieven- http://www.whatsignature.com/files/Thievin_Shelley.JPG, http://www.whatsignature.com/files/Thievin_Shelley.1.pdf, http://www.whatsignature.com/files/Thievin_Shelley.2.pdf, http://www.whatsignature.com/files/Thieven_Shelley.7.pdf, http://www.frauddigest.com/indictments/AssignmentofMortgage.pdf.pdf,
Zuhra Huftio- http://www.whatsignature.com/files/Huftio_Zuhra.JPG, http://www.whatsignature.com/files/Huftio_Zuhra.1.pdf, http://www.whatsignature.com/files/Huftio_Zuhra.2.pdf, http://www.whatsignature.com/files/Huftio_Zuhra.3.pdf,
Linda Green- employee of Lenders Processing, Fulton County Georgia, see different signature at http://www.frauddigest.com/TOO_MANY_JOBS.pdf, http://www.whatsignature.com/files/Green_Linda.pdf, http://www.whatsignature.com/files/Green_Linda.1.pdf, http://www.whatsignature.com/files/Green_Linda.2.pdf, http://www.whatsignature.com/files/Green_Linda.3.pdf, http://www.whatsignature.com/files/Green_Linda.4.pdf, http://www.whatsignature.com/files/Thomas_Tywanna.2.pdf, http://www.whatsignature.com/files/Thomas_Tywanna.3.pdf, http://www.whatsignature.com/files/Thoresen_Linda.pdf, http://www.whatsignature.com/files/Thoresen_Linda.1.pdf, http://www.myprivateaudio.com/11_Trust_Assignment_Fraud_Letter_to_SEC.doc , http://www.frauddigest.com/indictments/Cf2fyq-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/JkM4KF-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/Linda%20Green%20no%20authority%20to%20sign%20on%20behalf%20of%20MERS%20Sept%202009.pdf, http://www.frauddigest.com/indictments/QHOlVR-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/Registry%20of%20Deeds.pdf, http://www.frauddigest.com/indictments/Untitled.pdf, http://www.frauddigest.com/indictments/VErRd8-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/green%20titles.pdf,
Karrel Harp- employee of Lenders Processing, Fulton County Georgiahttp://www.frauddigest.com/TOO_MANY_JOBS.pdf, http://www.whatsignature.com/files/Green_Linda.pdf, http://www.whatsignature.com/files/Green_Linda.3.pdf, http://www.whatsignature.com/files/Green_Linda.4.pdf, http://www.whatsignature.com/files/Thomas_Tywanna.1.pdf, http://www.whatsignature.com/files/Thomas_Tywanna.3.pdf, http://www.whatsignature.com/files/Thoresen_Linda.pdf, http://www.whatsignature.com/files/Thoresen_Linda.1.pdf, http://www.myprivateaudio.com/11_Trust_Assignment_Fraud_Letter_to_SEC.doc , , http://www.frauddigest.com/indictments/FCOT4y-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/JkM4KF-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/QHOlVR-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/RQndQL-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/VErRd8-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/W6XJgC-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/green%20titles.pdf,
Jessica Ohde- employee of Lenders Processing, Fulton County Georgia, http://www.whatsignature.com/files/Green_Linda.pdf, http://www.whatsignature.com/files/Thoresen_Linda.pdf, http://www.frauddigest.com/indictments/VErRd8-ShowPDF.aspx.pdf.pdf,
Tawanna Thomas- employee of Lenders Processing, Fulton County Georgia , see different signatures at **http://www.whatsignature.com/files/Green_Linda.1.pdf**, **http://www.whatsignature.com/files/Green_Linda.2.pdf**, **http://www.whatsignature.com/files/Green_Linda.3.pdf**, **http://www.whatsignature.com/files/Thomas_Tywanna.1.pdf**, **http://www.whatsignature.com/files/Thomas_Tywanna.2.pdf**, **http://www.whatsignature.com/files/Thomas_Tywanna.3.pdf**, **http://www.whatsignature.com/files/Thoresen_Linda.pdf**, http://www.myprivateaudio.com/11_Trust_Assignment_Fraud_Letter_to_SEC.doc ,
TOO MANY JOBS- http://www.frauddigest.com/TOO_MANY_JOBS.pdf, http://www.frauddigest.com/indictments/Cf2fyq-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/FCOT4y-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/JkM4KF-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/QHOlVR-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/RQndQL-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/W6XJgC-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/green%20titles.pdf,
Jessica Leete- employee of Lenders Processing, Fulton County Georgia. Seehttp://www.frauddigest.com/indictments/Untitled.pdf,
Shelley Scheffey- see http://www.frauddigest.com/TOO_MANY_JOBS.pdf,
Linda Thorsen- employee of Lenders Processing, Fulton County Georgia**http://www.whatsignature.com/files/Green_Linda.4.pdf**, **http://www.whatsignature.com/files/Thoresen_Linda.pdf**, **http://www.whatsignature.com/files/Thoresen_Linda.1.pdf**,
Christina Huang- employee of Lenders Processing Services, Fulton County Georgiahttp://www.whatsignature.com/files/Huang_Christina.pdf, http://www.whatsignature.com/files/Huang_Christina.1.pdf, http://www.whatsignature.com/files/Huang_Christina.2.pdf, http://www.whatsignature.com/files/Huang_Christina.3.pdf, http://www.frauddigest.com/indictments/Cf2fyq-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/FCOT4y-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/JkM4KF-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/RQndQL-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/W6XJgC-ShowPDF.aspx.pdf.pdf, http://www.frauddigest.com/indictments/green%20titles.pdf,
Cecelia Knox- SEE **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**
Topako Love- See **http://stopforeclosurefraud.com/2010/03/12/topako-love-laura-hescott-christina-allen-eric-tate-officers-of-way-way-too-many-banks-part-deux-the-twilight-zone/**, http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/
Christine Allen- See http://stopforeclosurefraud.com/2010/03/12/topako-love-laura-hescott-christina-allen-eric-tate-officers-of-way-way-too-many-banks-part-deux-the-twilight-zone/
Jodi Sobotta,- see **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**
Eric Tate- See **http://stopforeclosurefraud.com/2010/03/12/topako-love-laura-hescott-christina-allen-eric-tate-officers-of-way-way-too-many-banks-part-deux-the-twilight-zone/**, **http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/**,
Herman John Kennerty employee of Wells Fargo Bank. False affidavits, see deposition at **http://stopforeclosurefraud.com/wp-content/uploads/2010/09/Full-Deposition-of-Wells_Fargo_John-Herman-Kennerty.pdf**, **http://www.whatsignature.com/files/Kennerty_Herman_John.1.pdf**, **http://www.whatsignature.com/files/Kennerty_Herman_John.2.pdf**, **http://www.whatsignature.com/files/Kennerty_Herman_John.3.pdf**, **http://www.whatsignature.com/files/Kennerty_John.pdf**, **http://www.whatsignature.com/files/Kennerty_John.1.pdf**, http://livinglies.wordpress.com/2010/03/29/caryn-a-graham-%E2%80%93-mers-assistant-secretary-bofa-countrywide-wells-fargo/
Judy Faber- see full deposition at http://stopforeclosurefraud.com/wp-content/uploads/2010/09/WM_FULL_DEPOSITION_OF_RESIDENTIAL-FUNDING.GMAC_JUDY_FABER.pdf
Renee D. Hertzler- employee of Bank of America. See full deposition at http://stopforeclosurefraud.com/wp-content/uploads/2010/09/WM_FULL_DEPOSITION_TRANSCRIPT_OF_BANK_OF_AMERICA_RENEE_D_HERTZLER.pdf
Robert R. Stoudmire- see signature and false credentials at http://www.whatsignature.com/files/Stoudemire_Robert.pdf
Roger Stotts- different signatures and credentials see at http://www.whatsignature.com/files/Stotts_Roger.2.pdf, http://www.whatsignature.com/files/Stotts_Roger.1.GIF, http://www.whatsignature.com/files/Stotts_Roger.3.JPG, http://www.whatsignature.com/files/Stotts_Roger.4.JPG, http://www.whatsignature.com/files/Stotts_Roger_D.GIF, http://www.whatsignature.com/files/Stotts_Roger_D.1.GIF
Tamara Price- see full deposition at http://stopforeclosurefraud.com/wp-content/uploads/2010/09/WM_FULL-DEPOSITION-OF-CITI-RESIDENTIAL-AMC-TAMARA-PRICE.pdf
R.K. Arnold- CEO of MERSCORP and Mortgage Electronic Registration Systems, Inc. Depo taken at the American Association for Justice, Washington, D.C. on September 25, 2009. See http://stopforeclosurefraud.com/wp-content/uploads/2010/09/MERS-DEPO-OF-CEO-RK-Arnold-2009.pdf
Margaret Dalton- Expert Affidavit, see http://www.whatsignature.com/files/Affidavit_of_Robo-Signer_Margaret_Dalton.pdf, http://www.frauddigest.com/fraud.php?ident=4663 , http://www.frauddigest.com/indictments/YEHiDw-ShowPDF.aspx.pdf.pdf,
Liquenda Allotey- employee of Lenders Processing Services, Dakota County, MN signing as V.P. of MERS- unreadable signature http://www.whatsignature.com/files/Unknown_MERS_-_First_Financail_Equities.GIF, http://www.whatsignature.com/files/Allotey_Liquenda.2.pdf, http://www.whatsignature.com/files/Allen_Greg.4.pdf, http://www.whatsignature.com/files/Allotey_Liquenda.3.pdf, http://www.whatsignature.com/files/Allotey_Liquenda.4.pdf, http://www.whatsignature.com/files/Allotey_Liquenda.5.pdf, http://www.whatsignature.com/files/Allotey_Liquenda.6.pdf, http://www.whatsignature.com/files/Allotey_Liquenda.7.pdf,
William Hultman- see full depo at http://www.frauddigest.com/indictments/MERS%20VP%20William%20Hultman%20Deposition%20NJ.pdf,
Greg Allen- http://www.whatsignature.com/files/Allen_Greg.1.pdf, http://www.whatsignature.com/files/Allen_Greg2.1.pdf, http://www.whatsignature.com/files/Allen_Greg2.2.pdf, http://www.whatsignature.com/files/Allen_Greg.3.pdf, http://www.whatsignature.com/files/Allen_Greg.4.pdf, http://www.whatsignature.com/files/Allen_Greg.5.pdf, http://www.whatsignature.com/files/Allotey_Liquenda.5.pdf,


ROBO SIGNERS BY LOCATION AND COMPANY
Tom Croft-employee of Carrington Mortgage Services, LLC – Orange County CA.
Valerie Broom- employee of Lender Processing Services, Duval County, Florida
Margaret Dalton- employee of Lender Processing Services, Duval County, Florida
Michele Halyard- employee of Lender Processing Services, Duval County, Florida
Michael Hunt- employee of Lender Processing Services, Duval County, Florida
Joseph Kaminsky- employee of Lender Processing Services, Duval County, Florida
Coleman Stokes - employee of Lender Processing Services, Duval County, Florida
Scott Anderson- employee of Ocwen Loan Servicing Palm Beach County, Florida
Oscar Taveras- employee of Ocwen Loan Servicing Palm Beach County, Florida
Doris Chapman- employee of Ocwen Loan Servicing Palm Beach County, Florida
Jonathan Burgess- employee of Ocwen Loan Servicing Palm Beach County, Florida
Laura Buxton- employee of Ocwen Loan Servicing Palm Beach County, Florida
Bryan Bly- employee of Nationwide Title Clearing, Pinellas County Florida
Vilma Castro- employee of Nationwide Title Clearing, Pinellas County Florida
Dhurato Doko- employee of Nationwide Title Clearing, Pinellas County Florida, see above
Jessica Fretwell- employee of Nationwide Title Clearing, Pinellas County Florida and others
Cheryl Thomas- employee of Lenders Processing, Fulton County Georgia,
Christie Baldwin- employee of Lenders Processing, Fulton County Georgia and others
Topeka Love- employee of Lenders Processing Services, Dakota County, MN
Christine Anderson- employee of Lenders Processing Services, Dakota County, MN
Christine Allen- employee of Lenders Processing Services, Dakota County, MN
Eric Tate- employee of Lenders Processing Services, Dakota County, MN
Christina Trowbridge- employee of Chase Home Finance, Franklin County, OH, http://stopforeclosurefraud.com/2010/09/29/here-comes-jpmorgan-chase-lender-processing-services-and-its-robo-signers/
Whitney Cook- employee of Chase Home Finance, Franklin County, OH
China Brown- employee of America’s Servicing Company, York County, SC
Marti Noriega- employee of Litton Loan Servicing, LP, Harris County, TX
Denise Bailey- employee of Litton Loan Servicing, LP, Harris County, TX
Diane Dixon- employee of Litton Loan Servicing, LP, Harris County, TX
Brian Burnett- employee of IndyMac Bank Home Loan Servicing, Travis County, TX
Kristen Kemp- employee of IndyMac Bank Home Loan Servicing, Travis County, TX
Suchan Murray - employee of IndyMac Bank Home Loan Servicing, Travis County, TX
Chamagne Williams- employee of IndyMac Bank Home Loan Servicing, Travis County, TX
Dennis Kirkpatick- employee of IndyMac Bank (years after IndyMac Bank, F.S.B. ceased to exist, many of the signers will sign as officers of IndyMac Bank, F.S.B. (the entity that should have made the assignment to the trust years earlier)
Eric Friedman- IndyMac Bank (years after IndyMac Bank, F.S.B. ceased to exist, many of the signers will sign as officers of IndyMac Bank, F.S.B. (the entity that should have made the assignment to the trust years earlier)
Luisa Alfonso- employee of Select Portfolio Servicing, Salt Lake County, UT
Bill Koch- employee of Select Portfolio Servicing, Salt Lake County, UT